Never make the mistake of applying for a personal loan in Singapore soon after your previous loan application was rejected. Why was the previous application rejected? Were you in a position to determine the specific reasons from the lender? If yes, then you should apply for another personal loan in Singapore only after you have rectified the flaws in your application. You may not be earning enough or may not have a good track record as far as repayments are concerned. In such a scenario, rectifying the flaws will take a bit of time. You should be prepared to be patient. Ignoring this in applying for another personal loan in Singapore is only going to affect your credibility further. There is a possibility that the lender may simply refuse your application simply because you have the tendency of repeatedly applying for loans despite rejections. Ignoring the temptation to apply for the loan and focusing on rectifying your record will make a lot more sense.